Loans & Payments ​

We help you meet your desired needs and wants by our loans & payment platform. ​

No matter what your needs are, we are here for you. ​

Do you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with us is a rewarding relationship that enables you to enjoy the good things of life.

Check Off Loan Facility

No dreams are too big, realize them with an unsecured check off loan of up to KES 5,000,000 from Africa’s Global Bank! The check off loan that is accessible to government employees is repayable in up to 72 months (6 years).
  1. 1. Maximum limit of Kes 2 million per customer
  2. 2. Maximum tenor of 30 days revolving
  3. 3. NO Security required
  4. 4. TAT of 14 days
  5. 5. For UBA customers: The customer must have operated an account at UBA for at least 3 months.
  6. 6. For new customers: The customer must have operated an account at UBA for at least 1 month, the client will provide a certified bank statement for 12 months.

Unsecured Short Term Overdraft

Accessible to both SME, commercial & Retail customers, the facility helps you manage your day to day cash flow, unexpected business expenses and working capital.

  • 1. Maximum limit of Kes 2 million per customer
  • 2. Maximum tenor of 30 days revolving
  • 3. NO Security required
  • 4. TAT of 14 days
  • 5. For UBA customers: The customer must have operated an account at UBA for at least 3 months.
  • 6. For new customers: The customer must have operated an account at UBA for at least 1 month, the client will provide a certified bank statement for 12 months.
  •  

Hakuna Matata Loan

The UBA “’Hakuna Matata’ Loan” is a personal loan that means just that: “no problem”. We will give you the freedom to spend a little more on what you really want. You may need some extra cash to fix your car, pay medical bills or take care of other needs. How you chose to use your loan is up to you.

  • No deposit and invoices are required
  • Fast, simple and convenient to process
  • Convenient repayment terms
  • Competitive interest rates
  • Confirmed employees of reputable organizations in the private or public sector.
  • Individuals whose salaries must have been paid through UBA for at least 3 months.

Asset Finance

The credit program that gives you the opportunity to own those assets you have always longed for.
  • Convenient terms of payment.
  • The opportunity to own your own asset without having to save for a long period
  • Competitive interest rates.
  • Confirmed employees of reputable organisations in the private or public sector
  • Individuals whose salaries must have been paid through UBA for at least 1 month
  • UBA account holders
  • Business people who have been in business at least 12 months.


Cost of Credit

To compare different bank loan costs for commercial banks in Kenya, click Here to visit the total cost of credit website