LIPA NA UBA

UBA Kenya’s Safaricom Paybill & Till service allows customers to receive payments directly to their accounts from any M-PESA mobile wallet. Funds are transmitted securely through shortcodes created by Safaricom Limited and are credited to your UBA Kenya account in real time. This ensures immediate access to your funds, providing you with instant value for your money.

Key Features and Benefits

1. Hakikisha Verification
Confirm transaction details (amount, Paybill/Till, account number) before completing payment—reducing errors and increasing security.

2. Flexible Settlement Options
Transfer funds from your M-Pesa account to your UBA account on your schedule: daily, weekly, or monthly—via manual push, M-Pesa Business App, or *234#.

3. Simplified Reversal Process
Initiate transaction reversals directly through the M-Pesa Business Portal without needing recipient consent.

4. Custom Payment Narrations
Add clear, specific payment descriptions (e.g. account numbers, names) for easier transaction reconciliation.

5. Multiple Reconciliation Tools
Track and manage payments through UBA bank statements, the M-Pesa Business App, M-Pesa Web Portal, and SMS alerts.

6. Dual SMS Alerts
Receive real-time transaction notifications on both your M-Pesa SIM card and your linked UBA account.

7. No Bank Charges on Transfers
Enjoy zero bank charges when moving funds from your UBA account to M-Pesa—cutting down operational costs.

8. One UBA Account, Multiple Tills
Link multiple business Tills or Paybills to a single UBA account for easier management across business lines.

9. Access to SME Financing
Unlock funding options like Temporary Overdraft (TOD) and AfCFTA financing, based on your transaction history.

10. Custom Till Nicknames
Personalize your Till with a nickname that reflects your brand, improving customer recognition and trust.

11. Easy Bank Switching
Seamlessly switch settlement from another bank to UBA for improved control and efficiency.

12. STK Push Payment Integration
Enable secure, fast customer payments through STK (Sim Tool Kit) Push—no need for manual input.

FAQs

An M-PESA Paybill or Buy Goods integrated service that allows businesses to collect payments from customers. Customers can pay bills such as utilities, school fees, and more using a unique Paybill number assigned to the business.

You can apply by visiting any UBA Kenya Bank branch or contacting their customer service. You’ll need to provide business registration documents and other relevant information.

Any existing UBA account holder or a new to bank customer with existing business.

Visit any UBA branch or call 0711027099 or 0730727099 or email cfckenya@ubagroup.com

Charges may vary depending on the transaction amount

You can reconcile payments by accessing your M-PESA account statement through the M-PESA portal or by contacting UBA Kenya Bank for assistance.

For any issues, you can contact UBA Kenya Bank customer service or Safaricom’s M-PESA support team for assistance.

Services

The services include:

  • Account Opening
  • Cash Deposits (Both UBA & Non UBA)
  • Cash withdrawal
  • Card withdrawal (Both UBA & Non UBA)
  • Balance inquiry
  • Mini statement
  • Remittances
  • Bill payments (Ecitizen, KRA, NHIF, etc)

Interested in joining the.

Apply now